Your plan is exactly what it sounds like—a plan! It’s a tool you can use to plan out your monthly income and expenses ahead of time, before those transactions actually happen.
Think of your plan as a reference for how you want to fund your envelopes throughout the month based on your estimated monthly income.
You can find and manage your plan from the “Plan” screen, which you can access from the top of the “Home” tab.
Your plan helps you to see the big picture of your monthly income and expenses. You can create a plan for the month using estimates of how much you expect to earn in income, and how much your bills and other spending will likely cost.
This helps you to be prepared to set aside the funds for your envelopes and feel more confident about your financial status. Your actual envelope funding may be slightly different than your plan due to unexpected things that come up throughout the month. That’s okay!
It’s important to come back to your plan regularly to see how closely you are sticking to it.